Every year students are injured while at school and most of the time these minor scrapes and bruises, but injuries can be more serious. Sometimes the parents may not have adequate coverage, especially when it comes to dental injuries. Parents often assume that the school district will the cost of these damages, which is not the case. The school district will cover costs only when there is some act or omission on the part of the school district resulting in liability. The website is www.iapkidsplus.com.